Privacy Notice

We are committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals.Protecting your personal information and using it in a manner consistent with your expectations is a high priority for everyone.We are required by law to give you this privacy notice to explain how we collect, use,and safeguard your personal financial information.If you have any questions,please contact a service representative at(866)854-7375.

Information that We Collect About You

We collect nonpublic information about you from the following sources:

• Information we receive from you on loan applications and other Forms;
• Information about your transactions with us,our affiliates,or others;
• Information obtained when verifying the information you provide on an application or other forms,such as from your current or past employers or from other institutions where you conduct financial transactions.

Information that We Disclose About You

We may disclose the following nonpublic information about you:

• Your name, address,social security number, and income as obtained from loan applications and other forms;
• Your account balances, payment history, parties to transactions, and credit card usage as obtained from your transactions with us,our affiliates,or others;
• Your earnings and length of employment as obtained from your current or past employers;
• Your account balances and payment history as obtained from other institutions where you conduct financial transactions.

Parties to Whom We Disclose the Information

We may disclose all of the information we collect as described above under "Information that We Collect and Disclose About You"to:

• non affiliated third parties as permitted by law.These disclosures generally include information to process transactions on your behalf,such as mortgage loan services;information that is disclosed with your consent,or disclosures necessary to protect the security of our financial records;
• Our affiliated third party financial service providers,such as titling and settlement services;
• Companies that perform marketing services on behalf of us or to other financial institutions with whom we have joint marketing agreements.
We may also disclose information about you under other circumstances as permitted or required by law.

How We Protect Your Information

We restrict access to information about you to only those employees who need to know that information to provide products and services to you.Our employees are trained in the importance of maintaining confidentiality and privacy.We maintain physical, electronic,and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your personal information.